Welcome to our updated website!
Oct. 16, 2018

4 Myths About Having a Will

If you have a Will, or are thinking about having a Will as part of your Estate Plan, be sure you understand what Wills do and do not do. I discussed 4 common myths that people have about Wills.

Listen to the Episode
Oct. 9, 2018

Looking Beyond the Law to Solve a Legal Problem

Tom discusses a situation where we recommended that a client’s daughter contact her representatives in Washington DC to resolve a legal problem, that ended up saving her thousands of dollars in attorney fees.

Listen to the Episode
Oct. 2, 2018

The Anatomy of a Deed

Tom explains the differences between Warranty Deeds and Quit Claim Deeds, recording requirements in Michigan, different ways to own real estate, and what a Ladybird Deed is.

Listen to the Episode
Sept. 25, 2018

Should You Have An Irrevocable Trust?

Tom explains what an Irrevocable Trust is, how it differs from a Revocable Trust, and how it might be used to avoid or minimize federal estate taxes, serve as an asset protection vehicle, or provide a tool for advanced Medicaid planning or Veterans...

Listen to the Episode
Sept. 18, 2018

The Best Way to Disinherit Children

Do you have a child that you don’t want to receive any of your estate? Or, maybe you want to be sure that your estate does not to end up going to your child’s spouse or creditors. In today’s episode, Tom discuses the best ways to disinherit a child,...

Listen to the Episode
Sept. 11, 2018

Will the State of Michigan Take Your Home After You Receive Medicaid?

In this archived episode, Tom discusses Michigan’s Medicaid Estate Recovery law that requires the State of Michigan to recover the cost of Medicaid benefits that were paid for you from your estate after you die. Without proper planning, this can...

Listen to the Episode
Sept. 4, 2018

What is a Checkbook IRA?

On August 21 Tom explained what a self-directed IRA is, and how it gives you opportunities to extend your IRA investment options. In today’s episode Tom takes that concept one step further and discusses how a Checkbook IRA might even be a better...

Listen to the Episode
Aug. 28, 2018

Does My Will Override a Beneficiary Designation?

Enjoy this archived episode where Tom explains why if there is a conflict between a beneficiary designation on your bank account and what you say in your Will , the beneficiary designation wins. This also applies to other assets such as life...

Listen to the Episode
Aug. 21, 2018

Let’s Talk About a Self-Directed IRA

Did you know that Your IRA does not have to be at your bank or broker? In today’s episode, Tom discusses how you can extend your IRA investment options through a self-directed IRA. Maybe you are interested in rental property, or flipping property,...

Listen to the Episode
Aug. 14, 2018

Don’t Send Your Child Off to College Without Two Essential Documents

Did you know that if that child that you sent away to college is in a serious accident, you do not have any legal authority to know about, or make decisions about, their medical care just because you are their parent? Tom discusses the important legal...

Listen to the Episode
Aug. 7, 2018

It’s A Bad Idea To Add Minor Children, Or Any Children, To The Title …

If you are thinking about adding your minor child to the title of your home, or any child for that matter, listen to this episode first. I discuss a number of things that you need to consider before making your child a joint owner of your home,...

Listen to the Episode
July 31, 2018

Have You Made Your Burial Wishes Clear?

While may be difficult to consider, funeral arrangements are a critical component of your estate plan. Failure to clearly communicate your wishes regarding the disposition of your body can lead to tension, disputes and even litigation among your...

Listen to the Episode
July 24, 2018

Aging-In-Place Home Remodeling

Continuing with last week's discussion about staying in your own home, Aging-in-place Home Remodeling is making changes to your existing home, so you can live in it safely, independently and comfortably as you age.

Listen to the Episode
July 17, 2018

The Assisted Living Home You Want to Live In

If you or a loved one is thinking about moving to an assisted living facility, explore the options available where the focus is on you and the quality of your life. Tom explores The Village Movement, a national movement to keep people in their own...

Listen to the Episode
July 10, 2018

When Do I Need a Living Trust?

Contrary to what you might hear at a free, no obligation dinner discussing investments, not everyone needs a Living Trust. Listen while Tom discusses 6 occasions when you should consider a Living Trust as part of your estate plan.

Listen to the Episode
July 3, 2018

What is a Do-Not Resuscitate Order (DNR), and how do you get one?

Tom explains what a Do-Not Resuscitate Order (DNR) is, and how to get one.

Listen to the Episode
June 12, 2018

Eight Questions to Ask Yourself Before Investing in Anything

While Tom is out of town, please enjoy this archived episode in which Tom asks: Are you considering making a new investment? Before you do, ask yourself these 8 questions to help you determine if the investment is right for you.

Listen to the Episode
June 5, 2018

Who Should Be the Beneficiary of My Life Insurance Policy - My Trust,…

Enjoy this archived episode in which Tom discusses why your living trust, and not your spouse or children, should be the beneficiary of your life insurance policy

Listen to the Episode
May 29, 2018

What is the 5 Year Medicaid Look Back Period?

Thinking about giving away your assets in order to qualify for Medicaid? Tom explains the problem the 5 year Medicaid Look Back rule can create for you.

Listen to the Episode
May 22, 2018

Do You Know What Is In Your Estate Plan Binder?

In today’s episode, Tom discusses the importance of knowing what is in that 3 ring binder containing your estate plan documents.

Listen to the Episode
May 15, 2018

Do I Need a Will When I have a Trust?

Do you think that you don’t need a Will because you have a Living Trust? Tom explains why you are wrong.

Listen to the Episode
May 8, 2018

Is Your Estate Plan Ready for Summer?

Tom discusses what you should do with your estate plan before summer is here so sitting on the beach or around the pool, spending time at the cottage, or playing a round of golf, will be much more relaxing.

Listen to the Episode
May 1, 2018

Does your Will Control What You Think it Does?

Did you know that if your Will says to divide your estate between all 5 children, but your bank account names one child as a joint owner or beneficiary, the bank account will not be equally divided between all 5 children? Tom explains why you need to...

Listen to the Episode
April 24, 2018

Don’t Fall for This Latest Senior Medicare Scam

Millions of people 65 or older will soon get new Medicare cards to prevent identity theft…and the scammers are out to get you before your card arrives.

Listen to the Episode